Clarity Money Advance

Clarity Activation

Better online banking with Clarity MONEY Advance.

Open your online checking account in minutes with no credit check required—and get access to over 55,000 no‑fee ATMs and zero account fees. Plus, get your paycheck up to two days early with direct deposit1 and pay friends instantly with no fees.


Take your money further.


No overdraft fees, no account fees, and 55,000+ no-fee ATMs.



Get paid up to two days early with payroll direct deposit.1

Spot Me

Instantly send money to other Clarity MONEY customers with no payment fees.

Get paid up to two days early with direct deposit: Subject to the description and timing of the employer payroll-based direct deposit, we typically make funds available the business day received, which may be up to two days earlier than scheduled.

How Got Your Back works: Available only for Checking accounts and Clarity wireless customers with a line on a qualifying Clarity Wireless plan who have registered for perks. Got Your Back will begin once at least 10 qualifying transactions have posted to your Checking account before the last business day of the month. You are only required to meet this transaction requirement once to receive Got Your Back benefits. See “Got Your Back” Terms and Conditions for more details.

Based on information provided by the FDIC as of 12/01/22.

ATMs may be added/removed from the Allpoint® network periodically. As a result, we encourage you to check the Allpoint® ATM locator frequently and before visiting an ATM to determine the closest-in-network ATM. Allpoint® ATMs may not be available 24 hours a day, 7 days a week. The location, availability, and hours of operation of in-network ATMs may vary by merchant and is subject to change.

For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

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